bagages Delay & Lost Bag calculateur

A bag delayed 2 days on a domestic flight gets no automatic payout — the realistic claim is $105 of interim expenses (day-one kit $45 + one extra day × $60) in a $70-$140 band, paid only against receipts after a PIR report within 4 hours at the airport and a written claim within 21 days. If it's declared lost after 21 days, the DOT's $4,700-per-passenger cap opens — but carriers pay depreciated value: about $420 on a $600 declaration (70%), plus $105 interim — $525 total. And the claim nobody files: your card's travel protection — $100-$500 per day, so $600 for these two days at the $300 midpoint, provided the fare was paid on that card. Exclusions stand: cash never covered, electronics often excluded, jewelry capped at $500-$1,000 — and damage is a written notice within 7 days settling near $300.

Carrier realistic claim — delayed 2 days, receipts

$105

Same claim band, fully documented

$70-$140

If declared lost — depreciated $420 + interim $105

$525

DOT lost-bag cap (domestic) — a ceiling, not a payout

$4,700

Card protection — $300/day × 2 days

$600

For comparison: damaged-bag settlement (~50% repair)

$300

Verdict

Delayed bag: claim $50-150 of essentials with receipts. Lost bag: up to $4,700 domestic — but expect depreciated value, and file the credit-card travel protection claim most travelers never use.