famille Cruise vs Disney World
A family of 4 (2 adults + 2 kids) most likely pays $6,522 all-in for a 7-night Caribbean cruise in a balcony cabin from Port Canaveral: fare $4,800 (kids run $100 less per berth) + $462 of mandatory auto-gratuities + $960 of excursions across two ports + $300 for the pre-cruise hotel and transfers. The same week at Disney World — 6 nights at a moderate resort with 6-day tickets — costs $8,028: tickets $2,640 + hotel $1,800 + food $3,300 (the single biggest line) + rideshare $288. The verdict: the cruise wins by $1,506 — about 19% cheaper ($1,631 per person versus $2,007) — because its fare already bundles lodging and food. But watch the stack: a drinks package alone adds $1,218, and four excursion ports instead of two add $960 — stack a premium fare + drinks + 4 ports (roughly $2,500-3,500) and Disney flips the result. The most honest answer: islands and water slides, or characters? The $1,506 gap is not always the deciding currency — and note that Disney admits under-3s free while the cruise prices every berth by age.
- Cruise — 7 nights, balcony, 2 ports, all-in
- $6,522★
- Disney World — 6 nights, moderate resort, all-in
- $8,028
- Saved by the cruise week
- $1,506(19%)
- Per person — cruise vs Disney
- $1,631 vs $2,007
- Drinks package if added
- +$1,218
- Two more excursion ports (3rd and 4th)
- +$960
- Verdict
- On pure dollars the 4-person family cruise usually wins $1,500-4,000 — but the real answer is what you DO with the week: islands versus characters.
Entrées
Balcony: Private outdoor space, the family favorite: $1,150-1,400pp in 2026 — modeled $1,250.
Mainstream (Royal-style): Royal-class bands: lower fare ($700-1,250 modeled by cabin), $16.50/day auto-gratuities, $58/day drinks — big ships, big value.
Modeled as 2 adults + 2 kids — cruise kid fares run $100 less
Tickets match the days: 6 days × $110/person — Modeled $110/day — a 6-day ticket lands at $660pp, inside the 2026 $550-700 band.
Moderate resort: Caribbean Beach/Poly-adjacent band: $260-320/night in 2026 — modeled $300.
Gratuities $16.50/person/day × 7 nights = $462 · excursions $120/person per port
- Cruise — 7 nights all-in (fare + tips + 2 ports) ★
- $6,522
- Disney World — 6 nights all-in (tickets + hotel + food)
- $8,028
- Cruise per person
- $1,631
- Disney per person
- $2,007
- Cruise add-on stack (2 excursion ports)
- $960
On pure dollars the cruise wins: $6,522 versus $8,028 for Disney — $1,506 saved (about 19%). But the real answer is what you DO: 2 island-and-water days versus 6 character days — and note the age asymmetry: Disney lets under-3s in free while the cruise prices every berth by age.
On pure dollars the 4-person family cruise usually wins $1,500-4,000 — but the real answer is what you DO with the week: islands versus characters.
The cruise fare already bundles lodging and food — but gratuities ($462), excursions and drinks stack on top. Disney unbundles every line — yet its on-property transport is free while the cruise charges you a pre-cruise hotel plus transfers ($300). A drinks package alone would add $1,218 to this week.
The advertised fare is the floor: gratuities run $16-18.50pp/day, drinks $50-90, excursions $80-200 per port. Stack a premium cabin + drinks + 4 ports and you add roughly $2,500-3,500 over the fare — at which point Disney flips the verdict by $1,000 or more. Holding the line on add-ons is the whole game.
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Erreurs fréquentes
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FAQ
Is a cruise really cheaper than Disney World for a family of 4?
Motion sickness, Wi-Fi and sea days — what do they really cost?
How bad is the Disney World food bill, honestly?
Which one is better with kids under 5?
How do cancellations and rebooking differ between the two?
When does Disney World actually win this matchup?
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