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Tip Calculator – Split the Bill

Quick answer

Tip = bill × rate.

  • Compute 15/18/20% gratuities, the grand total, and each person’s share on an 86.50 bill split four ways in seconds.

Figures are estimates from this calculator’s standard formula — adjust the inputs in the tool below for your exact number.

How Does the Tip Calculator Work?

Tip = bill × tip rate | Per person = (bill + tip) ÷ guests

Tipping is a percentage of the bill, and the only real questions are the rate and the split. The calculator multiplies the bill by the chosen rate, adds the result for the grand total, then divides by the number of guests. Example: an 86.50 restaurant bill at 18% earns a 15.57 tip, making 102.07 total — split four ways that is 25.52 each. The same bill at 15% would cost 99.48 (24.87 each) and at 20% 103.80 (25.95 each), so moving between the common rates shifts each diner by roughly a single unit. If the service charge is already on the bill, tip on the pre-service subtotal or skip the extra entirely rather than tipping twice on the same meal.

  1. 1

    Step 1

    Enter the bill amount — pre-tax subtotal if you tip on food only.

  2. 2

    Step 2

    Pick the tip rate: 15% for adequate, 18% standard, 20% for great service.

  3. 3

    Step 3

    Enter the number of people splitting.

  4. 4

    Step 4

    Read the tip, the grand total, and each person’s share.

Use Cases

Group dinners

Splitting a shared bill fairly with the tip included

Delivery orders

Tipping couriers on the food subtotal, not the fees

Salon and taxi

Adding a standard gratuity to service bills

Service-charge checks

Deciding the extra tip when 10–15% service is already billed

Common Mistakes

  • Tipping on tax

  • Double tipping

  • Rounding errors in groups

FAQs

How much is an 18% tip on 86.50?

86.50 × 0.18 = 15.57, making the total 102.07 — split four ways that is 25.52 per person.

What is a standard tip percentage?

US norms: 15% for adequate service, 18–20% standard at restaurants, 20%+ for excellent. Elsewhere customs differ — 5–10% is normal in many countries and none in Japan.

Should I tip before or after tax?

Etiquette guides accept both, but tipping on the pre-tax subtotal is slightly cheaper and equally courteous — on an 86.50 bill with 6.50 tax, 18% pre-tax saves 1.17.

What if the bill already includes a service charge?

A listed 10–15% service charge is the gratuity. Add nothing or a small extra for exceptional service — the calculator lets you tip on the subtotal excluding it.

How do I split a bill where people ordered differently?

Split evenly only when orders were similar; otherwise compute each person’s items, apply the tip rate to each share (18% of a 24.00 order is 4.32), and sum.